Providing dependable appraisals in a timely and professional manner for over 33 years. 

  I have been appraising real property in Northwest Georgia and Southeast Tennessee for over 33 years. I earned my SRA designation from the Appraisal Institute in 1985. I am a certified residential appraiser in these states. I have built my business on timely, accurate, professional and  courteous service. As a Certified Residential Appraiser, I am FHA approved in these states. I look forward to servicing all your appraisal needs. "When Expirience Matters!"

In addition to mortgage appraisals, my services are also available for:

House Image
  • Removing PMI (Private Mortgage Insurance)
  • Tax Assessments (reducing property taxes)
  • Setting a homes sales price
  • Legal matters such as divorce settlements
  • Estate planning
  • Employee relocations
Call us today. Let us know you found our site!

My investment in technology means faster turn times for you and lower costs for everybody.  I take pride in providing personalized customer service whether Im on the phone, sending e-mail or communicating through this website which you can use 24/7 for placing orders, checking status or downloading completed reports.

-William "Sonny" Kernea

Senior Real Estate Appraiser

Thanks for taking time to visit our site.  If you have any questions, dont hesitate to contact me.




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Kernea Appraisals P.O. Box 25064 Chattanooga, Tennessee 37422
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